Overview

Capital, Coaching, and Connections

Providing impact capital and assistance to job creating, place making companies and projects.

Three Roots Capital is an innovative finance company that is:

  • Certified by US Treasury Department
  • A Community Development Financial Institution (CDFI)
  • A Community Development Entity (CDE)
  • Focused on lending and investing in job creating small businesses, place making projects, affordable housing, and community facilities.

Three Roots Capital has an “Access to Capital” mission and works with:

  • Business Owners/Operators
  • Commercial Developers
  • Banks
  • Community Organizations

Three Roots Capital financing activities include:

  • Equity Investing
  • Commercial Debt
  • Subordinated Debt
  • Tax Credit Transactions

Three Roots Capital’s capital deployment activities are focused on a region that includes Tennessee, Alabama, Georgia, Kentucky, Mississippi, North Carolina, Ohio, South Carolina, Virginia, and West Virginia. Within this geography, Three Roots places emphasis on low-income/rural/Appalachian locations and underserved areas, as well as businesses owned or operated by women, minorities, veterans, and other underserved constituencies. On a selective basis, Three Roots will work with clients outside the target market and may deploy capital outside the target market.

Three Roots Capital is a 501(c)(3) nonprofit organization and an Equal Opportunity Lender. We do not discriminate on the basis of race, color, religion, sex, marital status, disability, age, or national origin.