Capital, Coaching, and Connections
Providing impact capital and assistance to job creating, place making companies and projects.
Three Roots Capital is an innovative finance company that is:
- Certified by US Treasury Department
- A Community Development Financial Institution (CDFI)
- A Community Development Entity (CDE)
- Focused on lending and investing in job creating small businesses, place making projects, affordable housing, and community facilities.
Three Roots Capital has an “Access to Capital” mission and works with:
- Business Owners/Operators
- Commercial Developers
- Banks
- Community Organizations
Three Roots Capital financing activities include:
- Equity Investing
- Commercial Debt
- Subordinated Debt
- Tax Credit Transactions
Three Roots Capital’s capital deployment activities are focused on a region that includes Tennessee, Alabama, Georgia, Kentucky, Mississippi, North Carolina, Ohio, South Carolina, Virginia, and West Virginia. Within this geography, Three Roots places emphasis on low-income/rural/Appalachian locations and underserved areas, as well as businesses owned or operated by women, minorities, veterans, and other underserved constituencies. On a selective basis, Three Roots will work with clients outside the target market and may deploy capital outside the target market.

Three Roots Capital is a 501(c)(3) nonprofit organization and an Equal Opportunity Lender. We do not discriminate on the basis of race, color, religion, sex, marital status, disability, age, or national origin.